Visa has announced the launch of the Visa Threat Intelligence Platform (VTIP), a new cybersecurity solution designed to help financial institutions identify cyber threats earlier and prevent fraud before it occurs.
The platform combines cybersecurity intelligence with payment insights, enabling banks and other financial institutions to detect malicious activity that could eventually lead to financial fraud and operational losses.
According to Visa, fraud is often the downstream consequence of earlier cyber incidents, including data breaches, credential theft and system exploitation. Compromised payment credentials can originate from different points across the payments ecosystem—including merchants, issuers, acquirers, processors and service providers—and may later be traded on illicit online marketplaces before being used for fraudulent transactions.
“Cyberattacks are becoming more frequent, more targeted, and more difficult for organizations to detect early. Too often, fraud is the result,” said Walter Lironi, Senior Vice President and Head of Value-Added Services for Visa’s Central and Eastern Europe, Middle East and Africa (CEMEA) region.
“The Visa Threat Intelligence Platform helps financial institutions see those threats sooner by bringing together cyber and payments intelligence in one place, giving them clearer, more actionable insight to reduce risk before it turns into fraud,” he added.
Visa said the new platform is built using the same cybersecurity capabilities that protect its own global payments network. The company estimates it blocks approximately 90 million cyberattacks and 11 million phishing emails every month across more than 200 countries and territories.
Developed by Visa’s cyber defense operations team, VTIP was first deployed internally to defend the company’s own infrastructure before being made available to financial institutions.
The platform offers several intelligence capabilities, including malware-based threat detection, vulnerability intelligence, brand protection against impersonation and abuse, digital identity monitoring for executives and employees, and financial intelligence that identifies compromised payment credentials circulating on the dark web. Visa says these insights are enriched using VisaNet data to help fraud and risk teams take timely action.
By integrating cyber and fraud intelligence into a single platform, Visa aims to help financial institutions prioritize threats more effectively, strengthen their cyber defenses and reduce the likelihood of cyber incidents escalating into payment fraud.
The company noted that it has invested more than $13 billion in technology over the past five years to strengthen network security and combat fraud. Visa also said its cybersecurity program received Gartner Consulting’s highest maturity rating of 4.9 among peer companies.
Visa, listed on the New York Stock Exchange under the ticker NYSE: V, operates one of the world’s largest digital payments networks, facilitating transactions between consumers, merchants, financial institutions and governments in more than 200 countries and territories.
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